Abstract:
Since the activities are global, including insurance, supervisors recent concern has been
to unify the legal framework for solvency requirements (consequence of the crisis in 2008, which
was more pronounced in the U.S. than in Europe, where mitigated the Basel banking system
collapse). This article examines how major solvency regimes applied internationally influencing the
own funds of insurance companies, particularly increasing solvency capital required to properly
regulate companies' risk profile. Moreover, it provides a picture of the methods of ensuring
financial stability at national industry to properly address the systemic and systematic exposure.