Features of pricing of the mortgage market in the Russian Federation and the Republic of Moldova (part 2)

Abstract

In the second part of the article, based on the analysis of prices on the primary and secondary markets of residential real estate in the Russian Federation, carried out in the first part of the research, and study of the set of statistical indicators that reflect the status and development of the real estate market in Russia, there was carried out the measurement of relationship between the value of real estate on the primary / secondary markets and the volume of mortgage lending in Russian Federation, made up before the introduction of the current regulatory limit of interest rates on mortgages in Russian Federation. There were also considered are some statistical indicators on the development of mortgage real estate market in the Republic of Moldova, and there were studied trends in the development of primary and secondary real estate market, the scale of mortgage lending for different types of real property.

În partea a doua a articolului, în baza analizei preţurilor pe pieţele imobiliare primare şi secundare ale Federaţiei Ruse, efectuate în prima parte a cercetării şi studierii complexităţii indicilor statistici ce reflectă starea şi dezvoltarea pieţei imobiliare în Rusia, este efectuată măsurarea dependenţei dintre valoarea bunurilor imobiliare pe pieţele primare/secundare şi volumul creditării ipotecare în FR, ce predomina până la introducerea reglementării normative a limitei ratelor la creditele ipotecare în această ţară. De asemenea, sunt analizaţi anumiţi indici statistici ai dezvoltării pieţei imobiliare ipotecare în Republica Moldova, sunt cercetate tendinţele dezvoltării pieţelor imobiliare primare şi secundare, scara creditării ipotecare pentru diferite tipuri de obiecte imobiliare.

Во второй части статьи на основе анализа цен на первичном и вторичном рынках жилой недвижимости в Российской Федерации, выполненного в первой части исследования и изучения совокупности статистических показателей, отражающих состояние и развитие рынка жилья в России, проведено измерение зависимости между стоимостью недвижимости на первичном/вторичном рынках и объемом ипотечного кредитования в РФ, сложившейся до введения нормативного регулирования лимита ставки по ипотеке в этой стране. Рассмотрены также некоторые статистические показатели развития рынка ипотеки жилья в Республике Молдова, исследованы тенденции развития первичного и вторичного рынка жилой недвижимости, масштабы ипотечного кредитования по разным видам объектов недвижимого имущества.